The Sarraf Vision

Sarraf is a high-performance financial interchange platform engineered for the modern Saudi economy. In line with the goals of Saudi Vision 2030, Sarraf provides the secure, ACID-compliant digital "plumbing" necessary for a cashless society. Every transaction is processed with mathematical precision, ensuring that the 1% interchange fee and the treasury ledger are tracked down to the last halala.

Strategic Infrastructure & The Saudi Market

While Sarraf is designed from the ground up for the Saudi Arabian market, its infrastructure is strategically deployed in the Google Cloud (GCP) Doha region (me-central1). This choice was made to ensure the lowest possible latency for users across the GCC while navigating current regional cloud provisioning constraints. By positioning our cluster in Doha, we achieve sub-30ms response times for the Dammam and Riyadh corridors, ensuring a "local-feel" performance for the Sarraf dashboard.

Built for SAMA & PDPL Standards

In the world of Saudi Fintech, trust is built on compliance. Sarraf is architected with two critical regulatory frameworks in mind:

SAMA Compliance

Our backend utilizes strict ACID-compliant transaction logic and immutable audit trails (RRN tracking), mirroring the rigorous data integrity and financial reporting standards required by SAMA.

PDPL (Data Protection)

Data privacy is non-negotiable. Sarraf implements Zero-Trust security—utilizing Workload Identity to eliminate hardcoded credentials and ensuring all PII is handled according to the KSA's Personal Data Protection Law.

FinOps & Architecture

Sarraf utilizes a FinOps-first architecture designed to balance performance with fiscal responsibility.

Multi-Project Isolation

Clean separation of environments to prevent blast radius and ensure security.

Spot Orchestration

Intelligent use of GCP Spot instances to reduce operational overhead without sacrificing availability.

Infracost Budgeting

Integrated cost-estimation for every infrastructure change via Terraform.

The Engineer

Omer Mohammad

Cloud & Platform Engineer

Omer is a DevOps specialist with over 4 years of experience building mission-critical systems for global fintech leaders. He specializes in bridging the gap between raw code and production-grade infrastructure, with a deep focus on the Middle Eastern market.